Davis & Co Financial Solutions Ltd | First time buyer specialist in Worthing

Mortgage & Protection Advice Designed For Self-Employed and Contractors in West Sussex

If a high-street lender has said no, or a broker's shrugged at your accounts, this is exactly what we specialise in. Nearly 20 years' experience getting complex income cases approved — handled personally, start to finish

No obligation. No jargon. Just a straight conversation about what's possible.

Why Self-Employed Clients and Contractors Choose Davis & Co

Most brokers treat self-employed and contractor income as a problem to work around. We treat it as the case we're built for. With nearly 20 years in mortgage and protection advice, we understand exactly how lenders assess SA302s, retained profits, day-rate contracts, and Ltd company vs umbrella income — and which lenders will actually say yes.

You'll deal with one person throughout — not a call centre, not a different adviser every time you call. Just straight, experienced advice from someone who's seen every version of "complicated" and knows how to get it approved.

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⭐ Rated 5 Stars by our Clients | 📍 Based in Worthing, West Sussex | 🏦 Access to 90+ Lenders | ✅ FCA Regulated Advice

Does This Sound Familiar?

"The bank said NO because I don't have 3 years of accounts"
"My accountant has minimised my profits — now lenders won't take me seriously"
"I've been self-employed for 18 months and everyone's turning me away"
"I take dividends rather than salary — no one seems to know how to handle that"

You're NOT the problem. You just NEED the right broker.

We specialise in helping self-employed people in West Sussex secure the mortgage they deserve. We know which lenders assess applications the way you need them to — and we know how to present your case so it lands.

Let's Talk

What We Do

Self Employed Mortgages

Home Movers

First Time Buyers

Remortgages

Adverse Credit Mortgages

🏡 Self-Employed Mortgages — Sole traders, contractors, limited company directors & CIS workers

Home Mover Mortgages — Upsizing, downsizing, or moving across West Sussex

First Time Buyer Mortgages — Getting on the ladder, whatever your employment status

Remortgages — Find a better deal before your current one expires

Adverse Credit Mortgage - You don't have to have a perfect credit file to get a mortgage, we help clients with missed payments, defaults and CCJ's find a mortgage.

Protection

Life Insurance & Protection — Income protection, Family Income Benefit, Critical illness and Life cover tailored to your individual needs

A few client reviews

"Jon has been very good and very efficient from the very beginning of our mortgage journey. As first time buyers we didn’t have a lot of knowledge on how it all works and Jon was very good at explaining everything to us in detail. Very prompt in his service and great communication through the process. Highly recommend. We will be using Jon in years to come"